Trid Funding Calendar 2025 Calendar. Closing/consummation date timing calendar the closing disclosure must be provided to the borrower at least 3 business days prior to the loan closing. Consummation is the day the borrower becomes legally obligated under the loan, which would be the date of signing, even if the loan has a rescission.

Under the trid rule, a creditor must provide a consumer with an initial closing disclosure at least three business days before consummation and, if there are. The mortgage process can be daunting, with its myriad regulations and requirements.